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Taxpayers

for

American

Jobs

Protect American Workers
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Undermining States Rights

Costing Taxpayers

Don't be fooled

The Infrastructure Expansion Act endangers critical worker protections, exposing them to heightened risks and undermining safety standards.

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Who can we thank for:

Trampling on states rights

Shifting costs to you the taxpayer

Less safety, fewer Jobs

Representative
Langworthy

New Yorkers Stories

The Buffalo News
Another Voice: A congressman Is fighting to kill worker protections and stick you with the bill
Anthon Mock
November 19, 2025
Times Union
Editorial: Scaffold Law tactic falls flat
Editorial Board
September 9, 2025
The New York Daily News
Stop this attack on New York’s safety standards
Chris Fitzsimmons
October 3, 2025
Times Union
Commentary: Preserving the Scaffold Law is an issue of states’ rights
Gay LeBarbera
October 16, 2025
The Long Island Press
Op-Ed: I survived 140 surgeries, 30 resuscitations; NY’s scaffold safety law saved my family
Geoff Stewart
September 30, 2025
Times Union
New York faces new pressure to scrap 140-year-old Scaffold Law
Dan Clark
September 4, 2025

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What would you say if you had the room right now?

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Who Benefits

We produced a record $2.5 billion in core operating income, up nearly 13% from a year ago, with operating EPS up 14%, driven by record underwriting and strong investment income ($1.69 billion), and double-digit growth in life income.
Chubb Limited
Evan G. Greenberg
Chairman, Chief Executive Officer
"Property & Casualty (P&C) BOP is up 9% to an all-time high of USD 2.4 billion; Insurance revenue increased 7% to a record USD 23.0 billion., I am proud of these outstanding results, which reinforce the strength of our underwriting discipline and operational execution."
Zurich Insurance Group
Mario Greco
Chief Executive Officer, Chairman
General Insurance underwriting income ... an increase of 46% year over year to $626million.
AIG
Peter Zaffino
Group Chief Executive Officer
Our underlying underwriting income has more than tripled over the last eight years, reaching $4.5 billion after tax in 2024... also contributes to the increase in our cash flow from operations, which was $9.1 billion in 2024, our highest level ever,
Travelers
Alan Schnitzer
Chief Executive Officer
Underlying earnings at AXA XL increased by 7% year-on-year to €3.1 billion, which the carrier attributes to a “higher technical margin and investment income from higher volumes and better reinvestment yields on fixed income assets, which more than offset the increase in unwind.
AXA
Thomas Buberl
Chief Executive Officer
Our combined ratio improved by 12.4 points to 87.2%, reflecting the impact of our underwriting actions and strategic choices made over the past two years.
Liberty Mutual
Tim Sweeney
Chief Executive Officer, Chairman

See for yourself

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About Us

Taxpayers for American Jobs is a coalition opposing H.R. 3548, the Infrastructure Expansion Act of 2025. The bill pressures states to weaken long-standing safety laws in exchange for federal funding, shifting risk and liability onto taxpayers. We advocate for responsible infrastructure investment that protects workers, respects state authority, and safeguards the public from preventable costs.

Coalition Partners

Big Government, Big Costs:
The Jobs Destruction Act Overrides NY Law and Costs Taxpayers

Rep. Langworthy’s H.R. 3548 preempts New York’s long-standing state rights issues federal spending to coerce states into abandoning safety protections.
Washington takes control of local job sites, while big insurers rake in record profits.
New York has the right to protect workers and set its own rules. New York labor protections must not be overridden.
Act Now

Concrete Facts

Shifting Costs to Taxpayers

This is not reform. It’s a bailout for insurers at the loss of taxpayers.
This bill strips workers of the right to hold negligent parties accountable after elevation-related iniuries.
Any "insurance savings" are a mirage.Taxpayers are left to pay when accidents occur.
The human and financial costs of unsafe job sites will skyrocket. Langworthy's plan doesn't reduce costs. It shifts them to the public.

Debunking the Insurance Myths

The claims used to justify Langworthy's bill are FALSE.
More than a dozen major carriers - including Chubb and other OCIP/CCIP underwriters - already profit from underwriting claims while this bill shields negligent property owners and
contractors
Insurers are making record profits, but Lanqworthy wants to give them a free pass - all at the expense of workers and taxpavers.

Fact Check:
What about undocumented workers?

Many undocumented workers are not covered by workers' compensation insurance, leaving their injuries financially unprotected.
Emergency medical care is legally required, even if the patient cannot pay, shifting costs to public hospitals and state healthcare proarams.
State-funded rehabilitation and social services can cover therapy, long-term care, or support for injured workers, even if they are undocumented.
When employers operate off the books or are uninsured. workers cannot collect damages. and public programs step in to fill the gap.
Taxpayer-funded programs ultimately absorb the cost of injuries that should have been covered by private insurance.

Absolute Liability is a Myth

New York Labor Law § 240 is not strict liabilitv ~ owners and contractors are only responsible if they fail to provide proper safety equipment and protocols.
Workers who neglect their own safety are not covered.
As long as safety equipment and training was provided and available for use by the worker. the owner or contractor is not liable.
When employers operate off the books or are uninsured. workers cannot collect damages. and public programs step in to fill the gap.
Taxpayer-funded programs ultimately absorb the cost of injuries that should have been covered by private insurance.

Chubb reports record $9.27bn net income for 2024...

H.R. 3548 is federal overreach disguised as efficiency. It undermines safety, accountability, and common sense.
Stand with New Yorkers. Stop Langworthy's Job Destruction Act before it puts more lives - and more taxpayer dollars - at risk.
Taxpayers for
American Jobs

Protecting workers, states’ rights, and taxpayers from costly federal overreach.

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AboutShare Your StoryAct NowTestimonialsH.R. 3548
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